Coverage – Contract Protein Producers Association

What's Covered

If something bad happens, we help.

Here is everything your CPPA insurance protects. Simple and clear — no fine print tricks.

Your Buildings

Replacement Cost Coverage available (Age of roof conditions see policy terms and conditions)

Your Equipment

Replacement Cost Coverage on equipment if you incur a equipment breakdown loss or damage to equipment covered by the policy

Flood and Earthquake

Covered up to $100,000 sublimit for Flood and Earthquake.

Wind, Hail & Named Storms

Percentage Deductibles 2%-3% of replacement value depending upon geography

Business Interruption Coverage

Post loss we cover your lost income while you rebuild your asset

Cleanup & Repairs

Debris removal, pollution cleanup, fire department charges.

Newly Constructed Houses/Newly Acquired Locations

You have automatic coverage for 120 days, however you must report the asset or house within that time period to your statement of values notifying the program manager to continue coverage past the automatic coverage period.

Mold & Fungus

Covered up to $10,000, most policies exclude Mold & Fungus.

Errors & Omissions

Mistakes happen. We help when paperwork goes wrong.

Course of Construction

Building new? You're protected while it's being built.

Land Improvements

Driveways, fences, lights — all protected.

Pollutant Cleanup

If something spills, we help pay for the cleanup.

Coverage Limits

Big numbers, real protection.

Here’s how much we protect — and the small amount you pay if something happens.

What's Covered

How Much We Pay (Your Farm)

How Much We Pay (Group)

Flood

$100,000

$100,000,000

Earthquake

$100,000

$100,000,000

Lost Income (Business Interruption)

$10,000

$25,000,000

Money Owed to You (Accounts Receivable)

$10,000

$25,000,000

Debris Removal

$25,000

$25,000,000

Errors & Omissions

$10,000

$25,000,000

Expediting Expenses

$10,000

$25,000,000

Extra Expenses

$25,000

$25,000,000

Fire Brigade Charges

$10,000

$2,500,000

Loss Adjustment Expenses

$10,000

$5,000,000

Newly Acquired Locations (within 120 days)

$100,000

$5,000,000

Off-Premises Service Interruption

$50,000

$25,000,000

Course of Construction

$10,000

$5,000,000

Soft Costs & Delay in Startup

$10,000

$1,000,000

Mold & Fungus

$10,000

$5,000,000

Land Improvements

$10,000

$10,000,000

Demolition Cost

$10,000

$50,000,000

Pollutant Cleanup

$10,000

$5,000,000

All numbers are program limits. Talk to us for the full details for your farm.

Coverage Limits

Big numbers, real protection.

Here’s how much we protect — and the small amount you pay if something happens.

What's Covered

Deductibles

How Much We Pay (Your Farm)

Flood

2%-3% of building value (depending on geography)

$100,000

Earthquake

2%-3% of building value (depending on geography)

$100,000

Business Interruption

AOP Deductible Applies

$10,000

Money Owed to You (Accounts Receivable)

AOP Deductible Applies

$10,000

Debris Removal

AOP Deductible Applies

$25,000

Errors & Omissions

AOP Deductible Applies

$10,000

Expediting Expenses

AOP Deductible Applies

$10,000

Extra Expenses

AOP Deductible Applies

$25,000

Fire Brigade Charges

AOP Deductible Applies

$10,000

Loss Adjustment Expenses

AOP Deductible Applies

$10,000

Newly Acquired Locations (within 120 days)

AOP Deductible Applies

$100,000

Off-Premises Service Interruption

AOP Deductible Applies

$50,000

Course of Construction

AOP Deductible Applies

$10,000

Soft Costs & Delay in Startup

AOP Deductible Applies

$10,000

Mold & Fungus

AOP Deductible Applies

$10,000

Land Improvements

AOP Deductible Applies

$10,000

Demolition Cost

AOP Deductible Applies

$10,000

Pollutant Cleanup

AOP Deductible Applies

$10,000

All numbers are program limits. Talk to us for the full details for your farm.